This innovative platform seeks to address the financial needs of these unbankable by facilitating the channeling of sufficient funds to them through the Ar-Rahnu industry.

• Selected to be a member of the first cohort of FIKRA Programme (Islamic Fintech Accelerator Programme) – a joint initiative by the Securities Commission of Malaysia (SC) and the UN Capital Development Fund (UNCDF).

• Secured an Innovation License from the Dubai International Financial Centre (DIFC).

• Awarded the Malaysia Digital (MD) Status by MDEC.

• It allows employees to access a portion of their salary as and when they earn it.

• Offered as a benefit by employers, it provides greater flexibility and control over monthly finances.

• Shoraka RAYA offers on-demand access to promote improved liquidity and financial resilience be it for your unexpected bills or an emergency.